Determining how much money you're worth is like having your own balance sheet. On the asset side are things you own: homes, cars, investments and personal property. On the liability side are your debts: what you owe on your home mortgage, outstanding loans and credit card balances. Over time, you want to be reducing your liabilities by paying down debt, and building your assets by saving and allowing your assets to work for you by earning interest or building value.
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