ANBTX Knowledge Center

Do the math. We’ll help crunch the numbers.

Do the math. We’ll help crunch the numbers.

Business Loan or Line of Credit?

Business lines of credit often have more flexible repayment terms than a standard business loan. Business loan payments are typically fixed over the repayment period, while business lines of credit can offer interest-only payment terms or outstanding balances can be repaid using a variety of repayment strategies. Businesses with uncertain or fluctuating revenue streams, such as startups or seasonal businesses may benefit more from the flexible repayment terms a business line of credit offers.

American National Bank of Texas does not provide, and is not responsible for, the product, service, or overall website content available on this website. American National Bank of Texas’s privacy policies do not apply to this website and a viewer should consult the Terms of Use on this website for further information.